1. How much does it cost to work with you?

Answer: Zero out of pocket. I do not charge hourly fees or consultation fees. If we build a strategy together and you decide to move forward, I am compensated directly by the financial institutions we partner with. You get expert guidance, and your money is positioned to support your future goals.

2. What happens in a Clarity Session?

Answer: It is a completely relaxed 30 minute conversation. We will look at where you are right now, what you want your future to look like, and identify any blind spots in your current setup. No high pressure sales pitches, just real financial education applied to your specific life.

3. Do I need to be wealthy to start?

Answer: Not at all. That is a massive myth. Total Money Wellness is about starting where you are. Whether you are trying to protect your current income or build a stronger financial foundation, there are strategies designed for everyday people, not just millionaires.

4. Are you tied to one specific company?

Answer: No. I am an independent agent, which means I am not tied to just one company. I work with multiple highly rated insurance and financial companies to help find an approach that fits your needs and goals.